Insights

Although no method is full proof, we thought we would provide some information and tips on how to avoid identity theft. The tips include the following: Never carry your Social Security Card. Shred all personal documents....

During last summer’s legislative session the New York State Senate and Assembly passed a bill that will require insurance companies in to include supplementary underinsured/uninsured motorist coverage (SUM) in their...

After reading a recent article in the Buffalo News entitled “A brief review of how Social Security disability payments work” I thought I could address some of the issues that in my experience many people face in...

There are three basic estate planning documents that all individuals should consider when making a life plan strategy. The specific content of each document will depend on personal and family circumstances, but, everyone...

There has been a dramatic increase recently in the number of septic system problems in home sales in Western New York. I believe this is occurring due to the aging of the systems, as well as changes over the years in...